Jeff took the new camera to work, just two days after we got it to take some pictures of his new truck to show the kids, don’t loose or break it I said, he frowned at me and said ‘like I would’!

He took some great pictures of his truck, the definition of the images was great, it was raining when he took the pictures and you could clearly see the rain drops over the bright shinny red paintwork, this was one fantastic camera.

Jeff had had a good soaking that day in the rain and his smelly old waterproof was smelling a bit more than normal, so I decided to put it through the wash, unfortunately, Jeff had left the camera in one of the pockets! Whilst I was checking the pockets the phone rang and took away my line of concentration.

After the phone call, I must have just picked the coat up and shoved it straight into the machine, forgetting that only half the pockets had been checked! It was when the wash was about half completed that my mistake had been noticed; my 5 year old son started asking me what was the box doing inside the washing machine? I put my coffee down and walked into the utility room to see my son, who was sitting down by the washing machine staring through the clear door of the machine; on the other side of which was our new Samsung camera, caught in between the recess and the rubber seal of the door. I stopped the wash cycle and reset the machine to drain and then opened the door and recovered the drowned camera. It would be clear from the levels of water it had been in contact with, that it had already taken its last photo, just two days old!

On my husbands return from the gym I explained the incident to him, which he found quite amusing, or should I say, a great excuse to make some sarcastic one liners, his speciality. Then, once the jokes had started to wear off, he said have you informed the camera insurance company?  I did not know he had taken out a stand alone camera insurance policy for the new Samsung, but as he said, three hundred pounds worth of camera is worth protecting.

I was a bit taken back the two days later when there was a knock at the door and a delivery man thrust a bag in my hand and said sign here please, it was a replacement camera, a replacement for the one I had washed a couple of days previously. I will make sure we get camera insurance again for this one, as the policy we had before is only valid for one claim and then it is automatically void.

Since the washing machine incident I have filled up the laptop hard drive with countless photos of the children, also, I now double check the pockets in our washing every time I fill the machine, just in case of cameras or something else expensive!

Last summer I was staying at my parents’ flat for a few weeks while my own abode was being remodelled . I remember being pleased that I had finally bought a brand new laptop to replace the clunky old desktop that I had been hauling around since my university days and that I could bring my laptop out to my parents’ place and use it there. Of course, I hadn’t counted on there not being any internet connection, so my laptop sat in my bag for most of my stay.

The day before I was moving back to my own place I wanted to show my mom some writing I had done so I got it up on the screen for her. She Mother was really impressed with my laptop and all of the functionality that it could bring and she was even thinking of having my Daddy look into it as something that they could get for themselves . She had been thinking about replacing her desktop longer than I had been putting up with mine .

The next morning, I awoke to a chill in the room and a general feeling of clamminess in the air. Even before I woke up fully , I knew that something was adrift and then finally, as my eye site focused I could see what a swamp my desk was with water. There had been some serious leaking through the open window in the night and now my desk, which sat directly underneath the window, was soaked, including my brand new laptop. I forgot to shut the window tight, my parents had warned me about this problem! It sure is lucky I had decided to take out Laptop Insurance Uk, as it would not even boot up. Equally important was that one of my work colleagues had told me to check that the Insurance will cover me for liquid damage, this I had done and it was actually the third Laptop Insurance website I visited before the right policy for my laptop was found.

At the end of the day, there was nothing to do but to call the company that had provided me with the Laptop Insurance. The representative was happy to hear my concerns and asked me plenty of questions about the nature of the problem. I sat on the phone nervously, waiting to hear that this wasn’t covered.

expect to see a resolution in no time at all. My problem with water damage, something that Laptop Insurance policies are notoriously reluctant to take care of, was well in the range of what could be covered and true to their word, I had the repairs taken care of very promptly.